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    Asset finance or cash purchase: which is right for you

    Holding onto your cash is not always the wrong move. Here is how to think about financing a vehicle or piece of equipment.

    Business Finance13 July 20264 min read

    When a business needs a vehicle, machinery, or equipment, the first question is often whether to pay cash or finance it.

    Financing spreads the cost over time, which can protect your cash reserves for opportunities or unexpected costs. It can also offer tax advantages, depending on the structure and your circumstances.

    Structures like chattel mortgages and leases suit different situations. The right one depends on whether the asset is for business use, how you want to handle GST, and how the repayments fit your cash flow.

    We help you compare options across lenders so you can choose with a clear view of the total cost, not just the monthly figure.

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